The UK's family-run inflammatory arthritis life insurance specialists
We're Andy, Sam and Luke Stevens. We're a real family, working side by side in Kent, and we've spent years making life insurance fairer for people with medical conditions.

We kept hearing from people who had been overcharged or declined by insurers who didn't understand their condition, so we built a specialist brokerage that does. Thousands of people across the UK have trusted us with their cover.
People with rheumatoid arthritis, psoriatic arthritis and ankylosing spondylitis get a particular version of the unfairness we set out to fix: systems that treat every arthritis as the same thing, and prices that punish the very treatment keeping people well. We built Arthritis Life to do it properly, with advisers who know the difference between your condition and the next person's.
You'll never reach a call centre here. You'll speak to a named UK-based adviser who will be straight with you about what's possible, and about what isn't.
Our family, looking after yours.
The conditions we specialise in
We also help people living with adult juvenile idiopathic arthritis.
Cover and situations we write about

Written and reviewed by
Andy Stevens CMap
Co-Founder and Protection Specialist
Andy has spent more than thirty years placing life insurance for people insurers find difficult, including inflammatory arthritis, and he still speaks to clients himself. He co-founded Arthritis Life so that people living with arthritis get an adviser who understands modern rheumatology rather than a form that treats every type the same.
- Diploma in Regulated Financial Planning (CII)
- Member of the Chartered Insurance Institute
- Over 30 years in impaired risk life insurance
Last reviewed . This page is general information about insurance, not medical advice or a personal recommendation. More about us.